RIP Don Knotts
"Nip it in the bud." - Barney Fife
"Now Andy, if you let them take thirty, they'll take thirty-five. If you let them take thirty-five, they'll take forty. If you let them take forty, they'll take forty-five. If you... " - Barney Fife
If you hadn't guessed, this post is about credit card debt. Do you know how difficult it is to tie the death of Don Knotts with credit card debt and find appropriate quotes? Well, not very difficult! Mr. Furley was hot.
Sunday Morning reports that us Americans are in the negative for personal saving and in much too much credit card debt. This pisses me off because it's MY generation that has brought this financial scourge upon the land.
It seems like folks my age just don't understand the concept of working toward a goal. Why save a little bit out of a modest paycheck every month? Not when you can whip out your personalized-with-your-own-photo Visa and buy the newest Xbox! I deserve this right NOW! It's amazing they don't sell electronics at drive thru windows.
Oprah is focusing on her viewer's personal finances lately. So is Dr. Pheel. I boggle at the guests they have on their shows. Those who have no idea how far their lines of credit go. Those who have stolen friend's and family member's identities to maintain a false material lifestyle. Those who've mistaken that identity and character doesn't come by way of possessions.
I've been made fun by Gen X-ers for living under my means. When I was asked how I saved money on groceries, I gave the example of buying rice in bulk and broke down the price per serving. (25 lbs of rice, six bucks, breaks down to two cents per serving.) I was told to "enjoy counting grains of rice." Why yes, thanks, I will! I'll also enjoy, god willing, early retirement because we've saved. Cooking is a skill...if you have learned HTML you can learn how to cook a pot of rice. Honest.
Unfortunately those looking for the quick high of the purchase will also look for the quick fix to their debt. This impacts all of us. Though I've taken responsibility it peeves me that I'll still pay for other's whims in some form or another. I don't even get the stinkin' Xbox to show for it.
I know some of you agree with me. If you do, send five dollars to:
The Absent Minded Anti-debt Fund
The Red Garter Casino Parking Lot
Bendover, NV 90210
God Bless You.